These Terms & Conditions ("Terms") govern your use of helpwithsbaloans.com and the services of Help With SBA Loans ("we," "us," or "our"). By using our website or services, you agree to these Terms.
What we do
Help With SBA Loans helps small businesses find SBA financing by reviewing their requests and matching them with SBA-approved lenders. We are not a lender. We do not make loans, make credit decisions, or set rates or terms. All loans are made by third-party lenders and are subject to each lender's underwriting, approval, and the eligibility requirements of the U.S. Small Business Administration.
Not affiliated with the SBA
Help With SBA Loans is an independent company. We are not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration or any government agency.
No upfront fees
We do not charge you any upfront fee to check your eligibility, speak with us, or be matched with a lender. We may receive compensation from the lender when a loan closes. Any fees charged by a lender will be disclosed to you by that lender in your loan documents.
No guarantee of approval
Submitting our eligibility form or speaking with us is not an application for credit and is not a commitment to lend. We cannot guarantee that you will qualify, be approved, or receive any particular amount, rate, term, or timeline. Loan amounts, programs, and timelines described on our website are general information and vary by lender and qualification.
Your information
You agree that the information you provide is true, complete, and accurate, and that you are authorized to provide it on behalf of your business. You authorize us to share it with lenders to evaluate your request, as described in our Privacy Policy.
Communications
By providing your phone number and email, you agree that we may contact you by phone, text, and email about your request. You can opt out of texts by replying STOP and out of marketing emails at any time.
Not financial, legal, or tax advice
Information on our website and in our conversations is general information, not financial, legal, or tax advice. Please consult your own advisors before making financial decisions.
Third-party sites and services
Our website links to third-party services, such as our eligibility form, scheduling pages, and lender websites. We are not responsible for their content, policies, or practices.
Website use
You agree not to misuse our website, interfere with its operation, or use it for any unlawful purpose. The content on this website belongs to Help With SBA Loans and may not be copied for commercial use without our permission.
Limitation of liability
Our website and services are provided "as is." To the fullest extent permitted by law, Help With SBA Loans is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services, or from any lender's decision, terms, or performance.
Governing law
These Terms are governed by the laws of the State of California, without regard to its conflict of law rules.
Changes to these Terms
We may update these Terms from time to time. The effective date at the top shows when they were last changed.
Contact us
Help With SBA Loans
14271 Jeffrey Rd., Suite 155, Irvine, CA 92620
Phone: 888-383-9958
Email: info@helpwithsbaloans.com